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Your money, your phone.Nothing else.

The private expense tracker that works fully offline. Budgets, bills and goals, encrypted on your own device.

Pocketa home screen showing net worth, a monthly budget ring and upcoming bills

Everything a money app should do, and nothing it should not

Four things you will use every day, built so the daily work takes seconds.

Log an expense in seconds

Amount, category, save. A calculator lives in the keypad, and typing a phrase like “coffee 4.50 yesterday” fills the form for you.

  • Expense, income and transfer
  • Templates for repeat entries
  • Split one payment across categories
Pocketa add transaction screen with amount, category, payee and a calculator keypad

Snap a receipt, skip the typing

Your phone reads the merchant, total, date and line items. The photo is processed on the device and is never uploaded.

  • Works in airplane mode
  • Category suggested for you
  • Receipt image kept with the entry
Pocketa receipt scanner reading the merchant, amount and date from a receipt

Know what is safe to spend

Safe to spend turns your budget and upcoming bills into one daily number, so you pace the month instead of auditing it afterwards.

  • Spent, committed and left at a glance
  • Alerts before you pass a limit
  • Forecasts computed on your phone
Pocketa insight screen showing a safe to spend amount, daily rate and spending by category

A home screen you arrange

Pick from 17 widgets, then hold, drag and drop until the dashboard shows what you care about first.

  • Net worth, budgets and upcoming bills
  • Lock Screen and Home Screen widgets
  • Six colour themes
Pocketa dashboard in edit mode with a budget widget being dragged into a new position

And the tools for the rest of your money

Budget the way you think

Zero-based, envelope, 50/30/20 or simple category limits. Switch methods at any time without losing a thing.

21

Languages

From English and Español to සිංහල, தமிழ் and العربية, with full right-to-left layout.

All your accounts, one net worth

Cash, cards, savings and loans in over 150 currencies, totalled into assets against liabilities.

Bills that handle themselves

Recurring bills post on schedule and remind you before the money goes.

Works with no signal

On a flight, on the road, in a dead zone. Every feature runs without a connection.

Pocketa dashboard in dark mode with airplane mode on, showing net worth and spending by category

Plus debts, loans, bill splitting, trips, home screen widgets and on-time reminders.

See all features

Private, because there is nowhere to send your data

This is not a policy promise. Pocketa has no server for your ledger, so there is no copy of it to leak, subpoena or sell.

No sign-up
Usable the moment you install it. There is no account to create.
No bank login
No credentials to hand over, and no third party reading your statements.
Encrypted on disk
An encrypted database, with the key held in your phone's secure keychain.
AI on the device
Forecasts and category suggestions are computed on your phone, offline.
Read the privacy policy

Questions, answered

Is Pocketa free?

Yes. Pocketa is free to download and use. It is supported by a small banner ad, and there is no account or subscription required to use it.

Does Pocketa work offline?

Yes. Every feature, including receipt scanning, forecasts and search, runs on your phone and works with no internet connection at all.

Where is my data stored?

In an encrypted database on your own device. Pocketa has no server for your data, so your transactions, balances and accounts never leave your phone unless you export or back them up yourself.

Do I need to link a bank account?

No. Pocketa never asks for bank credentials. You add entries by hand, by typing a phrase, by scanning a receipt, or by importing a CSV, OFX, QFX or QIF file from your bank.

How do I move my data to a new phone?

Create an encrypted backup file on the old phone and restore it on the new one. You can also merge a backup into a device that already has data.

Which devices and languages does Pocketa support?

Pocketa is built for iPhone and Android phones and is available in 21 languages, including English, Spanish, French, German, Arabic, Sinhala, Tamil, Japanese and Chinese.

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